Insurance

USA Rugby offers its members two forms of insurance: liability insurance and accident insurance. These insurance policies are aimed at providing USA Rugby members with peace of mind and insurance coverage so that they can enjoy the sport without having to worry. Below is a summary of the liability and accident insurance policies automatically provided to USA Rugby members.

Liability Insurance

Overview // FAQ’s// Certificate of Insurance Request

  • – Covers accident and bodily injury to third parties
  • – Reduces liability for registered members
  • – Enables members to use facilites that require third party liability insurance coverage

Accident Insurance

Overview // FAQ’s // Claims – Covers rugby-related accidents for registered members at sanctioned events. Practice, matches and tournaments where all participants are registered. – Must be registered member prior to time of injury – This is secondary coverage, but will serve as primary coverage in the absence of other medical coverage USA Rugby places player welfare and safety at the very top of our priorities. This is especially true with concussions and head injuries. USA Rugby=92s concussion policy is intended to follow the International Rugby Board=92s Regulation 10, and follows the =935 Rs=94 of concussion awareness= : Recognize, Remove, Refer, Recover and Return. We must ALL *play smart* and*= be smart* when it comes to concussions (see below Concussion Education and Resources section). Official USA Rugby Concussion Policy As part of the USA Rugby policy in accordance with IRB regulations, if a player has suffered a concussion or a suspected concussion, he or she must be *immediately removed* from play. The player should then be referred to and evaluated by a qualified healthcare professional to determine if the athlete has sustained a concussion. It is imperative that the athlete *does not return* to play until he or she is symptom-free and has been cleared for return to play by a qualified healthcare professional. USA Rugby strongly recommends that the player complete the GRTP (Graduated Return To Play) procedure prior to return to full play and competition. Know the “5 R’s” Know the 5 Rs USA Rugby=92s policy requires that ALL rugby players, staff, parents, referees, volunteers, and even fans follow these five basic steps when dealing with suspected concussions: 1. *Recognize =96* Learn the signs and symptoms of a concussion so you understand when an athlete might have a suspected concussion. 2. *Remove =96* If an athlete has a concussion or even a suspected concussion he or she must be removed from play immediately. 3. *Refer =96* Once removed from play, the player should be referred immediately to a qualified healthcare professional who is trained in evaluating and treating concussions. 4. *Recover =96* Full recovery from the concussion is required before return to play is authorized. This includes being*symptom-free*. Rest and some specific treatment options are critical for the health of the injured participant. 5. *Return =96* In order for safe return to play in rugby, the athlete must be symptom-free and cleared in writing by a qualified healthcare professional who is trained in evaluating and treating concussions. USA Rugby strongly recommends that the athlete complete the GRTP (Graduated Return to Play) protocol. =93USA Rugby believes in a =91brains over brawn=92 philosophy when it comes= to player welfare and head injuries in particular. There is no single play or game worth suffering from a brain injury, and we must all be smart, educated and informed when it comes to player safety issues. Players need to throw pride out the window and NEVER attempt to =91tough out=92 a head injury,=94 said Nigel Melville, President and CEO of USA Rugby. =93Let=92s = play head=92s up rugby out there and commit to taking good care of one another through education and responsible action.=94 CONCUSSION EDUCATION AND RESOURCESIRB Concussion Management and News – Expert Concussion Group Endorses Rugby Approach IRB Concussion Guidelines – IRB Concussion Guidelines – IRB Regulation 10 =96 This document outlines the IRB=92s regulations regarding concussion awareness. IRB Learning Modules – *Concussion Management Interactive Learning Module: Medical practitioner and/or Healthcare ProfessionalIS PRESENT AT TIME OF INJURY* – *Concussion Management Interactive Learning Module: Medical practitioner and/or Healthcare ProfessionalNOT PRESENT AT TIME OF INJURY* – SCAT2 – This tool represents a standardized method of evaluating injured athletes for concussion and can be used in athletes aged from 10 years and older. It supersedes the original SCAT published in 2005. This tool also enables t= he calculation of the Standardized Assessment of Concussion (SAC)3,4 score = and the Maddocks questions for sideline concussion assessment. – Pocket SCAT2 =96 Download and print this abbreviated version for easy reference. Centers for Disease Control (CDC) Resources – What is a concussion? : The Centers for Disease Control and Prevention offers a variety of in –e89a8f8395b37fa01604e4fac6f1 Content-Type: text/html; charset=windows-1252 Content-Transfer-Encoding: quoted-printable

 

USA Rugby offers its members two forms of insurance: = liability insurance and accident insurance. These insurance policies are ai= med at providing USA Rugby members with peace of mind and insurance coverag= e so that they can enjoy the sport without having to worry. Below is a summ= ary of the liability and accident insurance policies automatically provided= to USA Rugby members.

Liability Insurance

Certificate of Insurance Request

  • Covers accident an= d bodily injury to third parties
  • Reduces liability for registered membe= rs
  • Enables members to use facilite= s that require third party liability insurance coverage

Accident Insurance

Overview=A0=A0//= =A0FAQ’s=A0//=A0Claims

  • Covers rugby-relat= ed accidents for registered members at sanctioned events. Practice, matches= and tournaments where all participants are registered.
  • Must be registered member prior to tim= e of injury
  • This is secondary cove= rage, but will serve as primary coverage in the absence of other medical co= verage

USA Rugby places player welfare and safety at the very top of our pri= orities. This is especially true with concussions and head injuries. USA Ru= gby=92s concussion policy is intended to follow the International Rugby Boa= rd=92s Regulation 10, and follows the =935 Rs=94 of concussion awareness: R= ecognize, Remove, Refer, Recover and Return. We must ALL=A0play smart=A0andbe smart=A0when it comes to concussions (see below Concussion Educ= ation and Resources section).

Official USA Rugby Concussion Policy

As part of the USA Rugby pol= icy in accordance with IRB regulations, if a player has suffered a concussi= on or a suspected concussion, he or she must be=A0immediately removed=A0from play. The player should then be= referred to and evaluated by a qualified healthcare professional to determ= ine if the athlete has sustained a concussion. It is imperative that the at= hlete=A0does not return=A0to play= until he or she is symptom-free and has been cleared for return to play by= a qualified healthcare professional. USA Rugby strongly recommends that th= e player complete the=A0GRTP (Graduated Return To P= lay) procedure=A0prior to return to full play and competition. Know the= “5 R’s”

Know the 5 Rs

USA Rugby=92s policy requires that ALL rugby players, staff, parents, refer= ees, volunteers, and even fans follow these five basic steps when dealing w= ith suspected concussions:

  1. Recognize =96=A0Learn the signs and s= ymptoms of a concussion so you understand when an athlete might have a susp= ected concussion.
  2. Remove =96=A0If an athlete has a conc= ussion or even a suspected concussion he or she must be removed from play i= mmediately.
  3. Refer =96=A0Once removed from play, t= he player should be referred immediately to a qualified healthcare professi= onal who is trained in evaluating and treating concussions.
  4. Recover =96=A0Full recovery from the = concussion is required before return to play is authorized. This includes b= eingsymptom-free. Rest and some s= pecific treatment options are critical for the health of the injured partic= ipant.
  5. Return =96=A0In order for safe return= to play in rugby, the athlete must be symptom-free and cleared in writing = by a qualified healthcare professional who is trained in evaluating and tre= ating concussions. USA Rugby strongly recommends that the athlete complete = the GRTP (Graduated Return to Play) protocol.

=93USA Rugby believes in a =91brains over brawn=92 philosophy wh= en it comes to player welfare and head injuries in particular. There is no = single play or game worth suffering from a brain injury, and we must all be= smart, educated and informed when it comes to player safety issues. Player= s need to throw pride out the window and NEVER attempt to =91tough out=92 a= head injury,=94 said Nigel Melville, President and CEO of USA Rugby. =93Le= t=92s play head=92s up rugby out there and commit to taking good care of on= e another through education and responsible action.=94

CONCUSSION EDUCATION AND RESOURCES

IRB Concussion Man= agement and News

  • Expert Concussion Group Endorses Rugby App= roach

IRB Concussion Guidelines

    • IRB Concussion Guidelines

IRB Regulation 10 =96 This document outlines th= e IRB=92s regulations regarding concussion awareness.

IRB Learning Modules

  • Concussion Management Interacti= ve Learning Module: Medical practitioner and/or Healthcare Professional=IS PRESENT AT TIM= E OF INJURY
  • Concussion Management Interacti= ve Learning Module: Medical practitioner and/or Healthcare Professional=NOT PRESENT AT TI= ME OF INJURY
  • SCAT2=A0- This tool represents = a standardized method of evaluating injured athletes for concussion and can= be used in athletes aged from 10 years and older. It supersedes the origin= al SCAT published in 2005. This tool also enables the calculation of the St= andardized Assessment of Concussion (SAC)3,4 score and the Maddocks questio= ns for sideline concussion assessment.
  • Pocket SCAT2=A0=96 Download and = print this abbreviated version for easy reference.

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